Category: Compliance

CindyKW / Compliance / Corp Matters

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Preparing for Open Enrollment 2027 – Part 3

  From Plan Design to Launch Day Part 1 of this series covered the 2027 calendar, the new figures, and how to review your benefits package. Part 2 covered enrollment rules: Section 125 requirements, active versus passive (evergreen) elections, and the risks of rolling elections forward. Part 3 is about execution. A well-negotiated renewal and...

CindyKW / Compliance / Corp Matters

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Preparing for Open Enrollment 2027 – Part 2

  Do You Understand Evergreen Enrollment Rules? Last week, in Preparing for Open Enrollment 2027, Part 1, we reviewed the 2027 cost outlook, the new IRS and ACA figures, how to build your enrollment calendar, and your full benefits package. Part 1 also noted that many employees take no action at all and simply roll...

CindyKW / Compliance / Corp Matters

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Preparing for Open Enrollment 2027 – Part 1

  Open enrollment is usually the only time all year employees give their benefits a second thought. Even then, they don’t think much about it.  The latest EBRI/Greenwald Consumer Engagement in Health Care Survey shows that about half of privately insured adults spend less than an hour choosing a health plan. Plenty take no action...

CindyKW / Compliance

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October Deadline: Medicare Part D Notices

Every fall, employers that offer prescription drug coverage must send a federal notice. Many miss it because it is small, it comes every year, and it is easy to assume a broker or carrier handled it. For the upcoming October 2026, it deserves a closer look. The deadline is only a few weeks away, and...