Compliance – CKW Advantage

Preparing for Open Enrollment 2027 – Part 2

CindyKW — Tue, 20 Oct 2026 17:15:29 +0000

Do You Understand Evergreen Enrollment Rules? Last week, in Preparing for Open Enrollment 2027, Part 1, we reviewed the 2027 cost outlook, the new IRS and ACA figures, how to build your enrollment calendar, and your full benefits package. Part 1 also noted that many employees take no action at all and simply roll...

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Preparing for Open Enrollment 2027 – Part 1

CindyKW — Mon, 12 Oct 2026 18:33:30 +0000

Open enrollment is usually the only time all year employees give their benefits a second thought. Even then, they don’t think much about it. The latest EBRI/Greenwald Consumer Engagement in Health Care Survey shows that about half of privately insured adults spend less than an hour choosing a health plan. Plenty take no action...

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October Deadline: Medicare Part D Notices

CindyKW — Tue, 29 Sep 2026 14:59:58 +0000

Every fall, employers that offer prescription drug coverage must send a federal notice. Many miss it because it is small, it comes every year, and it is easy to assume a broker or carrier handled it. For the upcoming October 2026, it deserves a closer look. The deadline is only a few weeks away, and...

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